Tamara Hickman-Agent

Personal

Whether it's coverage for your home, auto, valuables or a personal umbrella, we can design a personal insurance program that is tailored to meet your specific needs. Our goal is to help you secure the proper coverage at a competitive price for all your personal insurance needs

Personal Lines

 

Personal Auto

Personal auto liability will provide you with financial protection from hurting someone else or their property while driving. We also provide Collision and comprehensive( other than collision, theft, vandalism, deer) coverage on the vehicle. You can always add towing, rental car, glass coverage, loan coverage and uninsured motorists.


Motorcycles

Bodily injury to someone else or damage to someone else's property for which you are legally responsible while riding your motorcycle. Damage to your motorcycle caused by an accident. Theft, fire, vandalism and other losses. Also emergency roadside expenses, and damage to protective gear.

 


Dwellings

Rental dwelling insurance is coverage that provides protection against financial losses to landlords who rent a house, apartment, condominium, a loft, or perhaps a townhouse to another person to be used as a home. The landlord rents the space as an investment that will generate revenue, or that can serve as collateral for other financial transactions he or she person might wish to make. I will provide a landlord package that will fit your needs.



Recreational Vehicles

Your everyday car insurance does not offer comprehensive protection for your Travel Trailer and Motorhomes. I offer policies that have comprehensive coverage and optional choices. A great adventure can also be cut short if your snowmobile, dirt bike, dune buggy, golf cart, or ATV is not properly insured. I can customize the coverages you need for those trips.


Classic Autos

We’re as passionate about classic cars as you are. Our deep knowledge of cars and their owners allows us to offer you better classic car insurance coverage for less. Guaranteed value coverage, roadside assistance and excellent claims service.


Manufactured Homes

 

Manufactured Home policies provide comprehensive coverage for the home, personal property and other structures.
Covers direct, sudden and accidental losses as detailed in the actual policy documents. No age or value limitsSome companies won't accept older or lower-value homes - or they cancel a policy once the home reaches a certain age. Replacement Cost Coverage option. This valuable coverage option can replace your customer's damaged manufactured home and personal property "new for old."



Boats

You may be able to insure your boat or personal watercraft on your homeowners policy. But homeowners typically only covers physical damage while your boat is stored on your property. You might not even get protection when you’re actually on the water. So here at Valliant Insurance I have Boat policies that can protect yourself and your boat while on the water. Making a safe and stress free summer.

 


Homeowners

Dwelling — Pays for damage or destruction to your house and any unattached structures and buildings, such as fences, detached garages, and storage sheds. Personal Property — Covers the contents of your house, including furniture, clothing and appliances, if they are stolen, damaged, or destroyed. Liability — Protects you against financial loss if you are sued and found legally responsible for someone else's injury or property damage. Medical Payments — Covers medical bills for people hurt on your property. Medical Payments coverage also pays for some injuries that may happen away from your home, such as if your dog bites someone. Loss of Use — Pays for additional living expenses if your home is too damaged to live in during repairs. Most standard home insurance coverage pays 10 to 20 percent of the amount of your dwelling coverage.


Renters

Renters Insurance can provide coverage for your damaged or stolen personal belongings and provide liability insurance while you're renting.